Voluntary Pension Schemes

The Voluntary Pension Schemes (VPS) provides a portable, individualized, flexible and funded (based on defined contribution) framework to the individuals to save and invest during their working life and receive income and payments in the period after their retirement. 

VPS was introduced in 2007 under the Voluntary Pension System Rules 2005 by the Securities and Exchange Commission of Pakistan (SECP) as part of the Government's efforts to encourage retirement savings and allowing individuals to choose the investment strategy that best suits their needs.

 

Under the VPS, individuals can contribute to their retirement savings on a voluntary basis and receive tax credit on their contributions up to a certain limit under the Income Tax Ordinance, 2001. The contributions made to the VPS are invested in various investment options such as equity, debt, and money market instruments, and the returns on these investments accumulate over time which are further classified in Conventional and Shariah Compliant Schemes.

 

Retirement age can be anytime between the age of 60 and 70 years or after 25 years of contribution. The later the age of retirement, the more monthly pension the investor will get. At retirement age, individuals can withdraw their savings as a lump sum or opt for a regular pension payments. 

 

Sub-Funds:

VPS is a one-window operation which provides investments in a diversified portfolio of equity securities and fixed income instruments. SECP has mandated investment policies govern each asset class.

Each VPS has minimum three sub-funds, under the umbrella. 

  • Equity Sub Fund: The objective of the Equity sub fund is by investing in listed equity securities to achieve long term capital growth. 
  • Debt Sub Fund: The objective of the Debt sub fund is to provide income along with capital preservation by investing primarily in tradable debt securities.
  • Money Market Sub Fund: The objective of the Money Market sub fund is to provide regular income along with capital preservation by investing primarily in short term debt securities.

Allocation Schemes

The contributions made in the VPS are allocated the units of sub-funds at Net Asset Value, as per the Allocation Scheme selected by individual. SECP has mandated that minimum four allocation schemes, namely High Volatility, Medium Volatility, Low Volatility, and Lower Volatility Schemes must be offered by every pension fund. In addition to these four mandatory schemes, the pension fund managers can additionally offer two allocation schemes, namely Lifecycle and Customized Allocation Schemes. 

The details of the allocations schemes are as follows:

Allocation SchemeSuitable ForEquity Sub-FundDebt Sub- FundMoney Market Sub-Fund
Minimum investment*
High Volatility

Investors with long term investment

horizon and/ or high tolerance for risk.

65%20%Nil
Medium Volatility

Investors with long to medium term

investment horizon and/or moderate

tolerance for risk.

35%40%10%
Low Volatility

Investors with medium to short term

investment horizon and/or lower

tolerance for risk.

10%60%15%
Lower Volatility

Investors with short term

investment horizon and/or very low

tolerance for risk.

Nil40%40%
Life Cycle Allocation

Investors wanting to adopt a systematic investment approach.

 

Starting with a higher equity investment allocation for an individual aged 18 years, the equity allocation is gradually reduced and transferred to Debt and Money Market Sub-Funds as an individual reaches the age 60 years.

Varying allocation between the Sub-Funds in accordance with the age and risk tolerance capability of the Participant.

Customized Allocation

 

Investors wanting to adopt a customized investment approach.0-80%20-75%0-60%
* Total allocation to be 100% between the sub-funds. 

 

The VPS is managed by a licensed pension fund manager that can be an asset management company or an insurance company.


AMC Name Search Fund Search AMC Search Category
Logo

ABL Islamic Pension Fund

ABL Asset Management Company Limited

204.31

NAV

211.42

Offer Price

VPS-Shariah Compliant Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) ABL Asset Management Company Limited VPS-Shariah Compliant Debt
Logo

ABL Islamic Pension Fund

ABL Asset Management Company Limited

409.10

NAV

423.34

Offer Price

VPS-Shariah Compliant Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) ABL Asset Management Company Limited VPS-Shariah Compliant Equity
Logo

ABL Islamic Pension Fund

ABL Asset Management Company Limited

205.55

NAV

212.71

Offer Price

VPS-Shariah Compliant Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) ABL Asset Management Company Limited VPS-Shariah Compliant Money Market
Logo

ABL Pension Fund

ABL Asset Management Company Limited

327.38

NAV

338.77

Offer Price

VPS-Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) ABL Asset Management Company Limited VPS-Debt
Logo

ABL Pension Fund

ABL Asset Management Company Limited

415.48

NAV

429.94

Offer Price

VPS-Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) ABL Asset Management Company Limited VPS-Equity
Logo

ABL Pension Fund

ABL Asset Management Company Limited

251.71

NAV

260.47

Offer Price

VPS-Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) ABL Asset Management Company Limited VPS-Money Market
Logo

Al Ameen Islamic Retirement Savings Fund

UBL Fund Managers Limited

334.45

NAV

334.45

Offer Price

VPS-Shariah Compliant Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) UBL Fund Managers Limited VPS-Shariah Compliant Debt
Logo

Al Ameen Islamic Retirement Savings Fund

UBL Fund Managers Limited

1831.83

NAV

1831.83

Offer Price

VPS-Shariah Compliant Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) UBL Fund Managers Limited VPS-Shariah Compliant Equity
Logo

Al Ameen Islamic Retirement Savings Fund

UBL Fund Managers Limited

326.00

NAV

326.00

Offer Price

VPS-Shariah Compliant Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) UBL Fund Managers Limited VPS-Shariah Compliant Money Market
Logo

AL Habib Islamic Pension Fund

AL Habib Asset Management Limited

148.97

NAV

153.43

Offer Price

VPS-Shariah Compliant Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) AL Habib Asset Management Limited VPS-Shariah Compliant Money Market
Logo

AL Habib Islamic Pension Fund

AL Habib Asset Management Limited

333.54

NAV

343.55

Offer Price

VPS-Shariah Compliant Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) AL Habib Asset Management Limited VPS-Shariah Compliant Equity
Logo

AL Habib Islamic Pension Fund

AL Habib Asset Management Limited

152.25

NAV

156.82

Offer Price

VPS-Shariah Compliant Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) AL Habib Asset Management Limited VPS-Shariah Compliant Debt
Logo

AL Habib Pension Fund

AL Habib Asset Management Limited

344.05

NAV

354.38

Offer Price

VPS-Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) AL Habib Asset Management Limited VPS-Equity
Logo

AL Habib Pension Fund

AL Habib Asset Management Limited

162.60

NAV

167.47

Offer Price

VPS-Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) AL Habib Asset Management Limited VPS-Debt
Logo

AL Habib Pension Fund

AL Habib Asset Management Limited

158.71

NAV

163.48

Offer Price

VPS-Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) AL Habib Asset Management Limited VPS-Money Market
Logo

Alfalah GHP Islamic Pension Fund

Alfalah Asset Management Limited

189.18

NAV

195.71

Offer Price

VPS-Shariah Compliant Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Alfalah Asset Management Limited VPS-Shariah Compliant Debt
Logo

Alfalah GHP Islamic Pension Fund

Alfalah Asset Management Limited

196.46

NAV

203.24

Offer Price

VPS-Shariah Compliant Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Alfalah Asset Management Limited VPS-Shariah Compliant Money Market
Logo

Alfalah GHP Islamic Pension Fund

Alfalah Asset Management Limited

221.22

NAV

228.85

Offer Price

VPS-Shariah Compliant Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Alfalah Asset Management Limited VPS-Shariah Compliant Equity
Logo

Alfalah GHP Pension Fund

Alfalah Asset Management Limited

224.58

NAV

232.33

Offer Price

VPS-Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Alfalah Asset Management Limited VPS-Equity
Logo

Alfalah GHP Pension Fund

Alfalah Asset Management Limited

224.59

NAV

232.34

Offer Price

VPS-Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Alfalah Asset Management Limited VPS-Money Market
Logo

Alfalah GHP Pension Fund

Alfalah Asset Management Limited

216.73

NAV

224.21

Offer Price

VPS-Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Alfalah Asset Management Limited VPS-Debt
Logo

Alfalah Pension Fund - II (Formerly: Faysal Pension Fund)

Alfalah Asset Management Limited

160.96

NAV

166.51

Offer Price

VPS-Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Alfalah Asset Management Limited VPS-Money Market
Logo

Alfalah Pension Fund - II (Formerly: Faysal Pension Fund)

Alfalah Asset Management Limited

158.04

NAV

163.49

Offer Price

VPS-Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Alfalah Asset Management Limited VPS-Debt
Logo

Alfalah Pension Fund - II (Formerly: Faysal Pension Fund)

Alfalah Asset Management Limited

241.88

NAV

250.23

Offer Price

VPS-Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Alfalah Asset Management Limited VPS-Equity
Logo

Alhamra Islamic Pension Fund

MCB Investment Management Limited

1386.94

NAV

1386.94

Offer Price

VPS-Shariah Compliant Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) MCB Investment Management Limited VPS-Shariah Compliant Equity
Logo

Alhamra Islamic Pension Fund

MCB Investment Management Limited

414.81

NAV

414.81

Offer Price

VPS-Shariah Compliant Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) MCB Investment Management Limited VPS-Shariah Compliant Debt
Logo

Alhamra Islamic Pension Fund

MCB Investment Management Limited

379.48

NAV

379.48

Offer Price

VPS-Shariah Compliant Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) MCB Investment Management Limited VPS-Shariah Compliant Money Market
Logo

Atlas Pension Fund

Atlas Asset Management Limited

534.08

NAV

534.08

Offer Price

VPS-Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Atlas Asset Management Limited VPS-Money Market
Logo

Atlas Pension Fund

Atlas Asset Management Limited

1544.89

NAV

1544.89

Offer Price

VPS-Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Atlas Asset Management Limited VPS-Equity
Logo

Atlas Pension Fund

Atlas Asset Management Limited

575.51

NAV

575.51

Offer Price

VPS-Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Atlas Asset Management Limited VPS-Debt
Logo

Atlas Pension Islamic Fund

Atlas Asset Management Limited

452.26

NAV

452.26

Offer Price

VPS-Shariah Compliant Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Atlas Asset Management Limited VPS-Shariah Compliant Money Market
Logo

Atlas Pension Islamic Fund

Atlas Asset Management Limited

423.33

NAV

423.33

Offer Price

VPS-Shariah Compliant Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Atlas Asset Management Limited VPS-Shariah Compliant Debt
Logo

Atlas Pension Islamic Fund

Atlas Asset Management Limited

1784.95

NAV

1784.95

Offer Price

VPS-Shariah Compliant Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Atlas Asset Management Limited VPS-Shariah Compliant Equity
Logo

Faysal Islamic Pension Fund

Faysal Asset Management Limited

161.87

NAV

167.46

Offer Price

VPS-Shariah Compliant Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Faysal Asset Management Limited VPS-Shariah Compliant Debt
Logo

Faysal Islamic Pension Fund

Faysal Asset Management Limited

241.12

NAV

249.44

Offer Price

VPS-Shariah Compliant Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Faysal Asset Management Limited VPS-Shariah Compliant Equity
Logo

Faysal Islamic Pension Fund

Faysal Asset Management Limited

165.63

NAV

171.35

Offer Price

VPS-Shariah Compliant Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Faysal Asset Management Limited VPS-Shariah Compliant Money Market
Logo

HBL Islamic Pension Fund

HBL Asset Management Limited

803.57

NAV

803.57

Offer Price

VPS-Shariah Compliant Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) HBL Asset Management Limited VPS-Shariah Compliant Equity
Logo

HBL Islamic Pension Fund

HBL Asset Management Limited

299.02

NAV

299.02

Offer Price

VPS-Shariah Compliant Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) HBL Asset Management Limited VPS-Shariah Compliant Debt
Logo

HBL Islamic Pension Fund

HBL Asset Management Limited

286.53

NAV

286.53

Offer Price

VPS-Shariah Compliant Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) HBL Asset Management Limited VPS-Shariah Compliant Money Market
Logo

HBL Pension Fund

HBL Asset Management Limited

387.26

NAV

387.26

Offer Price

VPS-Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) HBL Asset Management Limited VPS-Debt
Logo

HBL Pension Fund

HBL Asset Management Limited

709.18

NAV

709.18

Offer Price

VPS-Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) HBL Asset Management Limited VPS-Equity
Logo

HBL Pension Fund

HBL Asset Management Limited

327.06

NAV

327.06

Offer Price

VPS-Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) HBL Asset Management Limited VPS-Money Market
Logo

JS Islamic Pension Savings Fund

JS Investments Limited

374.46

NAV

374.46

Offer Price

VPS-Shariah Compliant Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) JS Investments Limited VPS-Shariah Compliant Money Market
Logo

JS Islamic Pension Savings Fund

JS Investments Limited

1431.68

NAV

1431.68

Offer Price

VPS-Shariah Compliant Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) JS Investments Limited VPS-Shariah Compliant Equity
Logo

JS Islamic Pension Savings Fund

JS Investments Limited

389.35

NAV

389.35

Offer Price

VPS-Shariah Compliant Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) JS Investments Limited VPS-Shariah Compliant Debt
Logo

JS Pension Savings Fund

JS Investments Limited

1159.78

NAV

1159.78

Offer Price

VPS-Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) JS Investments Limited VPS-Equity
Logo

JS Pension Savings Fund

JS Investments Limited

532.61

NAV

532.61

Offer Price

VPS-Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) JS Investments Limited VPS-Debt
Logo

JS Pension Savings Fund

JS Investments Limited

435.25

NAV

435.25

Offer Price

VPS-Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) JS Investments Limited VPS-Money Market
Logo

Meezan Tahaffuz Pension Fund

Al Meezan Investment Management Limited

461.36

NAV

0.00

Offer Price

VPS-Shariah Compliant Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Al Meezan Investment Management Limited VPS-Shariah Compliant Money Market
Logo

Meezan Tahaffuz Pension Fund

Al Meezan Investment Management Limited

464.48

NAV

0.00

Offer Price

VPS-Shariah Compliant Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Al Meezan Investment Management Limited VPS-Shariah Compliant Debt
Logo

Meezan Tahaffuz Pension Fund

Al Meezan Investment Management Limited

1187.63

NAV

0.00

Offer Price

VPS-Shariah Compliant Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Al Meezan Investment Management Limited VPS-Shariah Compliant Equity
Logo

Meezan Tahaffuz Pension Fund

Al Meezan Investment Management Limited

382.55

NAV

0.00

Offer Price

VPS-Shariah Compliant Commodities / Gold

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Al Meezan Investment Management Limited VPS-Shariah Compliant Commodities / Gold
Logo

NAFA Islamic Pension Fund

NBP Fund Management Limited

264.02

NAV

264.02

Offer Price

VPS-Shariah Compliant Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) NBP Fund Management Limited VPS-Shariah Compliant Debt
Logo

NAFA Islamic Pension Fund

NBP Fund Management Limited

807.01

NAV

807.01

Offer Price

VPS-Shariah Compliant Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) NBP Fund Management Limited VPS-Shariah Compliant Equity
Logo

NAFA Islamic Pension Fund

NBP Fund Management Limited

268.88

NAV

268.88

Offer Price

VPS-Shariah Compliant Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) NBP Fund Management Limited VPS-Shariah Compliant Money Market
Logo

NAFA Pension Fund

NBP Fund Management Limited

897.88

NAV

897.88

Offer Price

VPS-Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) NBP Fund Management Limited VPS-Equity
Logo

NAFA Pension Fund

NBP Fund Management Limited

347.20

NAV

347.20

Offer Price

VPS-Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) NBP Fund Management Limited VPS-Debt
Logo

NAFA Pension Fund

NBP Fund Management Limited

299.84

NAV

299.84

Offer Price

VPS-Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) NBP Fund Management Limited VPS-Money Market
Logo

NIT Islamic Pension Fund

National Investment Trust Limited

22.96

NAV

22.96

Offer Price

VPS-Shariah Compliant Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) National Investment Trust Limited VPS-Shariah Compliant Debt
Logo

NIT Islamic Pension Fund

National Investment Trust Limited

22.81

NAV

22.81

Offer Price

VPS-Shariah Compliant Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) National Investment Trust Limited VPS-Shariah Compliant Money Market
Logo

NIT Islamic Pension Fund

National Investment Trust Limited

21.95

NAV

21.95

Offer Price

VPS-Shariah Compliant Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) National Investment Trust Limited VPS-Shariah Compliant Equity
Logo

NIT Pension Fund

National Investment Trust Limited

26.12

NAV

26.12

Offer Price

VPS-Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) National Investment Trust Limited VPS-Debt
Logo

NIT Pension Fund

National Investment Trust Limited

34.44

NAV

34.44

Offer Price

VPS-Commodities / Gold

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) National Investment Trust Limited VPS-Commodities / Gold
Logo

NIT Pension Fund

National Investment Trust Limited

21.69

NAV

21.69

Offer Price

VPS-Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) National Investment Trust Limited VPS-Equity
Logo

NIT Pension Fund

National Investment Trust Limited

25.62

NAV

25.62

Offer Price

VPS-Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) National Investment Trust Limited VPS-Money Market
Logo

Pak Qatar Islamic Pension Fund

Pak-Qatar Family Takaful Limited

146.34

NAV

151.38

Offer Price

VPS-Shariah Compliant Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Pak-Qatar Family Takaful Limited VPS-Shariah Compliant Money Market
Logo

Pak Qatar Islamic Pension Fund

Pak-Qatar Family Takaful Limited

206.87

NAV

214.01

Offer Price

VPS-Shariah Compliant Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Pak-Qatar Family Takaful Limited VPS-Shariah Compliant Equity
Logo

Pak Qatar Islamic Pension Fund

Pak-Qatar Family Takaful Limited

145.39

NAV

150.40

Offer Price

VPS-Shariah Compliant Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) Pak-Qatar Family Takaful Limited VPS-Shariah Compliant Debt
Logo

Pakistan Pension Fund

MCB Investment Management Limited

1400.34

NAV

1400.34

Offer Price

VPS-Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) MCB Investment Management Limited VPS-Equity
Logo

Pakistan Pension Fund

MCB Investment Management Limited

490.08

NAV

490.08

Offer Price

VPS-Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) MCB Investment Management Limited VPS-Money Market
Logo

Pakistan Pension Fund

MCB Investment Management Limited

570.17

NAV

570.17

Offer Price

VPS-Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) MCB Investment Management Limited VPS-Debt
Logo

UBL Retirement Saving Fund

UBL Fund Managers Limited

2125.10

NAV

2125.10

Offer Price

VPS-Equity

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) UBL Fund Managers Limited VPS-Equity
Logo

UBL Retirement Saving Fund

UBL Fund Managers Limited

378.69

NAV

378.69

Offer Price

VPS-Money Market

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) UBL Fund Managers Limited VPS-Money Market
Logo

UBL Retirement Saving Fund

UBL Fund Managers Limited

488.50

NAV

488.50

Offer Price

VPS-Debt

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) UBL Fund Managers Limited VPS-Debt
Logo

UBL Retirement Saving Fund

UBL Fund Managers Limited

297.34

NAV

297.34

Offer Price

VPS-Commodities / Gold

Category

Low to High

Risk Rating

Voluntary Pension Scheme (VPS) UBL Fund Managers Limited VPS-Commodities / Gold